Many homeowners have experienced a moment when they have wished for a lower mortgage payment. With a mortgage refinance, you could effectively lower your monthly payments. Not sure where to begin with refinancing or whether it's right for you? We've got you covered with some tips and considerations. What is Refinancing? When you refinance a mortgage, you're essentially...

Photo by Binyamin Mellish from Pexels Termites are one of the worst possible nightmares you can face as a homeowner. These common insects can cause major structural damage right under your nose and eventually lead to thousands of dollars in repairs. Because they live in underground nests and inside the foundation of the home, it can be difficult...

Photo by Alexander Mils from Pexels If your wealth is tied up in your home, how can you free up some cash? A reverse mortgage is available to homeowners with mostly or fully paid-off mortgages. The monthly payments, which come from the lender to you, are not counted as taxable income. But there are mortgage taxes, and interest...

Image by pascalhelmer from Pixabay You’ve spent months scouring home listings and viewing houses. Once you found your dream home, you signed the contracts and successfully closed. Congratulations! It’s time to get started on this next exciting chapter of your life. While you’re probably eager to move your belongings into your new home, it’s a good idea to...